Insurance for Private Jet Charter Clients
Understanding the Gap: Why Standard Coverage Isn’t Enough
Private Jet Charter offers exclusivity, flexibility, and speed—but many travelers mistakenly assume that these premium services come with comprehensive protection. In reality, personal insurance coverage is typically not included in the charter fee and must be arranged separately to ensure full protection throughout the journey.
The Risks of Being Underinsured
Not a "Common Carrier": Most Private Jet Charter providers are not classified as "common carriers" under traditional travel insurance policies. These policies are usually tailored for commercial airlines operating on published schedules. As a result, cancellations, delays, or issues related to a private jet operator may fall outside standard policy coverage.
High Emergency Costs: Traveling by private jet often involves routes to remote or medically underserved regions. Should a serious illness or accident occur, medical evacuation—such as via air ambulance—can cost hundreds of thousands or even millions of baht. Without appropriate insurance, the passenger is responsible for these costs in full.
Lack of Coverage for Personal Assets: Passengers on private jets often carry high-value items such as luxury watches, business electronics, or confidential documents. These valuables are not typically protected under standard baggage coverage unless dedicated insurance is arranged in advance.
Types of Insurance You Should Consider
1. Premium Travel Insurance
Provides broad coverage including emergency medical treatment, trip disruptions, and baggage issues. Be sure to choose a policy that explicitly mentions coverage for "charter flights".
2. Personal Accident Insurance (PA)
Provides essential protection against serious incidents such as accidental death or permanent disability. Recommended minimum coverage is USD 150,000 to 300,000.
3. Medical Evacuation & Repatriation
Critical for high-risk destinations, this covers emergency transport and includes repatriation to your home country.
4. High-Value Property Insurance
Designed for travelers with luxury belongings, this covers theft, loss, or damage of personal or professional property.
Best Practices When Purchasing Insurance
Review Policy Exclusions: Pay special attention to exclusions involving non-scheduled or charter flights. Many policies automatically exclude these unless specifically endorsed.
Provide Detailed Itineraries: Ensure your insurance provider has full details about your aircraft type, flight path, destinations, and duration. Incomplete or vague data can void claims.
Keep All Documentation: Maintain copies of invoices, booking confirmations, and travel itineraries to support any future claims.
Final Thought: Insurance Is a Strategic Investment, Not an Afterthought
Luxury travel should never mean unnecessary risk. Protecting your health, belongings, and financial security begins long before you board the jet.
For peace of mind tailored to the Private Jet Charter experience, our team can help you identify the best insurance plan for your journey. Let us guide you to coverage that matches the caliber of your travel.